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investments [2013/10/29 12:45]
krisa
investments [2014/06/24 05:40] (current)
Line 1: Line 1:
 +====== Holdings ======
  
 +
 +===== Individual Stocks =====
 +==== Random Currently Owned ====
 +  * Evaluate and decide to keep buying shares
 +
 +===== Vanguard Roth IRA =====
 +  * 2012: $5,000
 +  * 2013: $5,500
 +  * Split between:
 +    * FTSE All-World ex-US Inv (VFWIX)
 +    * Total Stock Mkt Idx Inv (VTSMX)
 +  * Leans more towards VTSMX
 +
 +
 +
 +====== Methodologies ======
 +
 +==== Value Averaging ====
 +  * Vanguard Small Cap ETF (VB)
 +  * 3% quarterly growth goal
 +  * IJR, VTI are alternatives (VTI less agressive)
 +  * Buy up to 3% on loss, sell down to 3% on gain
 +  * Feb 1st, May 1st, Aug 1st, Nov 1st
 +  * Start with $5,000
 +
 +==== Leveraging a MidCap ====
 +  * MVV or UMPIX - MidCap 600 ETFs
 +  * Higher highs lower lows (leveraged)
 +  * Monitor through SMA, MACD and RSI
 +
 +==== Doubling the Dow ====
 +  * Leveraged on the back end
 +  * Don't need a margin account
 +  * Risk of loss is limited to 100% (margin can be greater than initial)
 +  * Gains are pumped, but so are losses
 +  * DDM and UDPIX ETFs
 +
 +==== jlcollinsnh.com ====
 +  * VTSAX - Total Stock Market Index Fund
 +    * Put all your money in here and forget about it
 +  * VBTLX - Bonds Index, deflation hedge
 +  * VGSLX - REIT Index, inflation hedge, dividend income
 +  * VMMXX - Cash, though low interest rate, look at ING Bank
 +
 +==== Asset Allocation ====
 +  * http://www.mrmoneymustache.com/2012/02/17/book-review-the-intelligent-asset-allocator/
 +  * Throw 25% of portfolio into
 +    * VFINX - US Large-Cap (measured by S&P 500 index)
 +    * VB - US Small-Cap (Russell 2000 index)
 +    * VDMIX - Foreign Stocks (Euro/Aus/Far-East index, known as EAFE)
 +    * VBISX - US Short-Term bonds
 +  * Once a year, rebalance to 25% (sell the highs to buy the lows)
 +  * VBINX does this reallocation automatically by maintaining 60/40 split of stocks/bonds
 +
 +==== Mutual Funds ====
 +
 +=== Portfolio21 ===
 +  * [[http://portfolio21.com/]]
 +  * Responsible investing, lower return
 +  * Maybe put $10k in this, let it sit
 +  * Or start with the minimum and add periodically up to $10k
 +  * HQ in Portland
 +
 +
 +
 +====== Notes ======
 +  * "Dividend Aristocrats" - High Yield Dividend ETFs (VIG)
 +  * VTSMX/VTSAX (Mutual Indexes) are the same underlying index except
 +    * VTSAX has a $10k minimum purchase, VTSMX is $3k
 +    * VTSAX has a lower expense ratio (0.05%) than VTSMX (0.17%)
 +  * VTI is same as VTSAX, only an ETF (freely traded on Vanguard)
 +  * Verify that ETFs are better due to taxes
 +  * Why buy Mutual Funds?  Vanguard lets you convert MFs to ETFs (but not back)
 +
 +====== Mom ======
 +  * A mix of Asset Allocation and Dividends
 +  * Verify strategy against Suzie Orman recommendations, especially bonds
 +  * Strategy
 +    * 25% VBINX 60/40 stock/bond split
 +    * 25% VB
 +    * 25% VIG
 +    * 25% VNQ
 +  * Possibly make the bond ratio smaller.  Split the 25% VBINX into 80/20 VFINX/VBISX.
 +  * Possibly add EAFE
investments.1383050748.txt.bz2 · Last modified: 2014/06/24 05:40 (external edit)