investments
Table of Contents
Holdings
Individual Stocks
Random Currently Owned
- Evaluate and decide to keep buying shares
Vanguard Roth IRA
- 2012: $5,000
- 2013: $5,500
- Split between:
- FTSE All-World ex-US Inv (VFWIX)
- Total Stock Mkt Idx Inv (VTSMX)
- Leans more towards VTSMX
Methodologies
Value Averaging
- Vanguard Small Cap ETF (VB)
- 3% quarterly growth goal
- IJR, VTI are alternatives (VTI less agressive)
- Buy up to 3% on loss, sell down to 3% on gain
- Feb 1st, May 1st, Aug 1st, Nov 1st
- Start with $5,000
Leveraging a MidCap
- MVV or UMPIX - MidCap 600 ETFs
- Higher highs lower lows (leveraged)
- Monitor through SMA, MACD and RSI
Doubling the Dow
- Leveraged on the back end
- Don't need a margin account
- Risk of loss is limited to 100% (margin can be greater than initial)
- Gains are pumped, but so are losses
- DDM and UDPIX ETFs
jlcollinsnh.com
- VTSAX - Total Stock Market Index Fund
- Put all your money in here and forget about it
- VBTLX - Bonds Index, deflation hedge
- VGSLX - REIT Index, inflation hedge, dividend income
- VMMXX - Cash, though low interest rate, look at ING Bank
Asset Allocation
- Throw 25% of portfolio into
- VFINX - US Large-Cap (measured by S&P 500 index)
- VB - US Small-Cap (Russell 2000 index)
- VDMIX - Foreign Stocks (Euro/Aus/Far-East index, known as EAFE)
- VBISX - US Short-Term bonds
- Once a year, rebalance to 25% (sell the highs to buy the lows)
- VBINX does this reallocation automatically by maintaining 60/40 split of stocks/bonds
Mutual Funds
Portfolio21
- Responsible investing, lower return
- Maybe put $10k in this, let it sit
- Or start with the minimum and add periodically up to $10k
- HQ in Portland
Notes
- “Dividend Aristocrats” - High Yield Dividend ETFs (VIG)
- VTSMX/VTSAX (Mutual Indexes) are the same underlying index except
- VTSAX has a $10k minimum purchase, VTSMX is $3k
- VTSAX has a lower expense ratio (0.05%) than VTSMX (0.17%)
- VTI is same as VTSAX, only an ETF (freely traded on Vanguard)
- Verify that ETFs are better due to taxes
- Why buy Mutual Funds? Vanguard lets you convert MFs to ETFs (but not back)
Mom
- A mix of Asset Allocation and Dividends
- Verify strategy against Suzie Orman recommendations, especially bonds
- Strategy
- 25% VBINX 60/40 stock/bond split
- 25% VB
- 25% VIG
- 25% VNQ
- Possibly make the bond ratio smaller. Split the 25% VBINX into 80/20 VFINX/VBISX.
- Possibly add EAFE
investments.txt · Last modified: 2014/06/24 05:40 (external edit)
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