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- | investments [2013/09/13 05:06] krisa |
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====== Holdings ====== | |
===== Individual Stocks ===== | |
==== Random Currently Owned ==== | |
* Evaluate and decide to keep buying shares | |
===== Vanguard Roth IRA ===== | |
* 2012: $5,000 | |
* 2013: $5,500 | |
* Split between: | |
* FTSE All-World ex-US Inv (VFWIX) | |
* Total Stock Mkt Idx Inv (VTSMX) | |
* Leans more towards VTSMX | |
====== Methodologies ====== | |
==== Value Averaging ==== | |
* Vanguard Small Cap ETF (VB) | |
* 3% quarterly growth goal | |
* IJR, VTI are alternatives (VTI less agressive) | |
* Buy up to 3% on loss, sell down to 3% on gain | |
* Feb 1st, May 1st, Aug 1st, Nov 1st | |
* Start with $5,000 | |
==== Leveraging a MidCap ==== | |
* MVV or UMPIX - MidCap 600 ETFs | |
* Higher highs lower lows (leveraged) | |
* Monitor through SMA, MACD and RSI | |
==== Doubling the Dow ==== | |
* Leveraged on the back end | |
* Don't need a margin account | |
* Risk of loss is limited to 100% (margin can be greater than initial) | |
* Gains are pumped, but so are losses | |
* DDM and UDPIX ETFs | |
==== jlcollinsnh.com ==== | |
* VTSAX - Total Stock Market Index Fund | |
* Put all your money in here and forget about it | |
* VBTLX - Bonds Index, deflation hedge | |
* VGSLX - REIT Index, inflation hedge, dividend income | |
* VMMXX - Cash, though low interest rate, look at ING Bank | |
==== Asset Allocation ==== | |
* http:// | |
* Throw 25% of portfolio into | |
* VFINX - US Large-Cap (measured by S&P 500 index) | |
* VB - US Small-Cap (Russell 2000 index) | |
* VDMIX - Foreign Stocks (Euro/ | |
* VBISX - US Short-Term bonds | |
* Once a year, rebalance to 25% (sell the highs to buy the lows) | |
* VBINX does this reallocation automatically by maintaining 60/40 split of stocks/ | |
==== Mutual Funds ==== | |
=== Portfolio21 === | |
* [[http:// | |
* Responsible investing, lower return | |
* Maybe put $10k in this, let it sit | |
* Or start with the minimum and add periodically up to $10k | |
* HQ in Portland | |
====== Notes ====== | |
* " | |
* VTSMX/VTSAX (Mutual Indexes) are the same underlying index except | |
* VTSAX has a $10k minimum purchase, VTSMX is $3k | |
* VTSAX has a lower expense ratio (0.05%) than VTSMX (0.17%) | |
* VTI is same as VTSAX, only an ETF (freely traded on Vanguard) | |
* Verify that ETFs are better due to taxes | |
* Why buy Mutual Funds? | |
====== Mom ====== | |
* A mix of Asset Allocation and Dividends | |
* Verify strategy against Suzie Orman recommendations, | |
* Strategy | |
* 25% VBINX 60/40 stock/bond split | |
* 25% VB | |
* 25% VIG | |
* 25% VNQ | |
* Possibly make the bond ratio smaller. | |
* Possibly add EAFE |